Want to Avoid Identity Theft? Here Are Some Tips
April 30, 2009 // Posted by: admin // Category: cheap plus size clothing1. Try not to write checks from your personal account to an individual whom you are not acquainted with. Rather, provide cash, a bank draft or using Western Union. Although you might not use online banking, anyone can take out funds directly from your account using an online service.
2. Before getting rid of account statements, you should be aware of the following – people who steal identities cannot get inside your bedroom or where you work. Rather, they go through your garbage cans for valuable data, and often, they get what they are looking for, so get ahold of a paper shredder. You should also consider using a identity theft check product.
3. Enroll in ‘paperless statements only’. Most financial institutions deliver customer statements using snail mail. It contains nearly all of your bank account information and there is no guarantee that somebody is not is going to open it.
4. We often receive credit card promo checks in the mail. These can be incredible simple to convert into cold hard cash. Get ahold of your charge card company and request that they quit sending you those checks. Consider using a identity protection services solution to help protect your personal information.
5. You should know that credit card companies do not replace the number of the credit card when they send you a new one. The expiration date is the only thing that changes. Undoubtedly, a credit card that is expired cannot complete a purchase when used in person, but placing an order online, you may just be asked the number on the card and the card holder’s name.
6. Make sure that the back of your credit card or debit card is signed. A store clerk should compare the card user’s signature with the actual one on the back of the card, particularly when a huge transaction is involved. In order to prevent unauthorized use of your charge card, sign the back.
7. Credit offer mails that are pre-approved are something that should concern you just like credit card and bank statements. It is simple for a criminal to pull credit with your name and those offers. Just like with your other financial documents, pre-approved offer mailings must be dealt with in the correct way.
8. Refrain from using public computers such as hotspots, workplaces or other public places when applying for credit cards on the Internet or when checking your credit card or bank accounts. You are putting yourself at risk from hackers. Even if you do not utilize computers in public places, make sure you wipe clean the cookies stored in the computer once you sign off. Find out more about LifeLock review to see if it is the correct solution for your situation.